When A Work Related Injury Occurs

25 Oct

REPORT ALL INJURIES – TO YOUR WORKERS’ COMPENSATION INSURER. IF THE INJURY IS LIFE THREATENING – CALL 911
Once the injured worker is stabilized and sent to an MPN (Medical Provider Network) doctor, immediately call your Insurance Company to report the injury.
THE FIRST 24 HOURS ARE IMPORTANT
There are two key steps that must be followed once the injury is reported and treatment initiated.
1. EMPLOYEE CLAIM FORM (DWC-1)
You must provide the injured worker with the Employee Claim Form (DWC-1) within 24 hours of being notified of the injury. You must also provide the Medical Provider Network Notice (MPN Notice For Employees) within 24 hours of claim notification to the injured worker. MPN Notice For Employees
2. LOG OF WORK-RELATED INJURIES AND ILLNESSES
Employers with 11 or more employees, except those industries classified as retail, service, finance and real estate are required to track records of work related injuries using the Cal/Osha Form 300.
RETURN TO WORK
Almost all injured workers can return to work the next day after an injury and do some type of activity. The difference to you as an employer is claims costs is tremendous. The average cost of a workers’ compensation claim, IF the worker comes back the next day is about $700. IF THE WORKER DOES NOT RETURN THE NEXT DAY COSTS AN AVERAGE OF $11,000!

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