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Five Keys to Controlling Your Workers’ Comp Ex Mod

11 May

Employers usually get the experience modification they earn, even if they don’t know how to act to control it. Here are several ways to controll workers’ compensation claims, and thus your ex mod.

  1. File  the First Report of Injury – within 24 hours
  2. Physician’s network – know and control where  the employee  receives medical care
  3. Return to work program – in 99% of the instances, have the employee back to work the very next day, and always have the employee back on a job as soon as possible.
  4. Keep informed about employee treatment by their  Doctor, keep in touch with the claims adjuster – reduces malingering and fraud
  5. Making workers’ comp a priority – do you just write a check to the or insurance company.

In a study of 7,000 Workers’ Compensation files, that if an employer does not do just one of #’s 1 – 4, the claim cost will increase by 400%.

Don Dressler Consulting has had excellent sucess in helping clients lower ex mods.  Email DonDressler1@hotmail.com to learn more.