Tag Archives: Injuries

Why should an employer take care of a worker injured on the job? Because doing so saves money, and the data proves it!

15 Mar

Hard cold numbers prove the value of taking care of an employee injured on the job.  For California, if a work injury can be treated by workers’ compensation medical care only, the average cost of a claim is $1,156. (Data is based on the latest report for complete year statistics of the Workers’ Compensation Insurance Rating Bureau.)

However, if the employee can’t return to work the next day, and receives “temporary disability” payments, the average cost per claim jumps to $15,041. This increase in costs clearly shows the value of an aggressive return to work program, and a “day of injury” protocol in taking care of the physical and emotional needs of an injured employee.

If an injured employee experiences any, even minor, permanent disability, the average cost per claim triples to $41,313.  Major permanent disability claims average $140,021 per claim and permanent total disability claim costs soar to an average of $109,922,270 per claim – yes that is $109 million per claim on average.  Death claims only average a cost of $43 million each.  

Contact Don Dressler Consulting and CalWorkSafety for help in keeping injured workers on the job.  Our Nurse Consultant is doing great work in this area and our experience consulting staff can help with safety programs to prevent the injuries in the first place.

Visit our websites at www.DonDressler.com and www.CalWorkSafety.com

The Most Important 2 days in Controlling Workers’ Compensation Costs

16 Mar

When an employee reports an injury, often that he or she is experiencing pain from lifting or a slip or fall, many employers direct the employee to a medical provider, file a report with their workers’ compensation insurer, and hope for the best. But they have wasted the 2 most important days they ever will have in controlling workers’ compensation costs.
Day 1- when the worker reports an injury- which may or may not even be an injury. Unless there is a medical emergency, bleeding, apparent broken bones, burns, etc. Take 15 seconds to do an assessment, just as any first responder would.-ABCD
A- Airways – is the person breathing
B- Bleeding –
C- Conscious-
D- Other apparent Disability
Treat the medical emergency with appropriate first aid with trained personnel, call for medical first response. After the emergency is handled, direct the employee to the appropriate medical care, if work related, provide workers’ compensation claims forms and notify your workers’ compensation claims office. All this SHOULD happen on Day 1. Case after case has shown that costs increase for every day of delay in any of these steps.

Day 2- and just a critical. If the employee involved returns to work, welcome them back, be supportive and ask how you can assist them. IF THEY DO NOT RETURN TO WORK their next assigned, day, they employer or someone on their behalf needs to immediately contact the worker, verify how they are doing, express support, answer questions, and urge them to return as soon as possible. Identify any work restrictions needed to accommodate their return to work.

The average cost of an injury of where the worker returns to work the next day is $700, and when the worker does not return is $13,000.

For help in managing your work injuries, contact Don Dressler Consulting at DonDressler1@hotmail.com